No insurance, no problem! Ask us about our in-house plan
At Beechnut Dental Care, we accept Ameritas dental insurance, helping Houston patients access quality dental care at affordable costs. Ameritas offers dental plans that cover our comprehensive range of services, from routine preventive care to advanced restorative procedures. Our team understands how to navigate Ameritas benefits effectively, so you can get the most from your plan while achieving optimal oral health.
Ameritas Life Insurance Corp provides dental benefits through employer-sponsored group plans and individual coverage options. Their dental network includes providers nationwide, with substantial coverage throughout Texas and the Houston metropolitan area. Beechnut Dental Care participates with Ameritas plans, which means our patients enjoy in-network pricing and streamlined claims processing.
Quality dental care should fit your budget. We accept most major insurance plans and offer flexible financing options to make your treatment affordable. Whether you need a routine cleaning or comprehensive dental work, we'll work with you to find a payment plan that fits your needs. Monthly payment options start as low as $99 for many procedures.
Ameritas dental plans use a tiered coverage structure that rewards preventive care with the highest benefits. This structure includes the following three coverage categories:
Preventive and diagnostic services receive top-tier coverage under Ameritas plans. Dental cleanings, comprehensive examinations, digital X-rays, and fluoride treatments typically qualify for 100 percent coverage when you visit an in-network provider. These preventive services often bypass your deductible entirely, maximizing your benefit value.
Basic services address common dental problems that require treatment beyond preventive care. Dental fillings, simple extractions, and periodontal treatments fall into this category. Ameritas plans generally cover basic services at 70 to 80 percent after your annual deductible is met.
Major dental services help restore function and appearance when significant treatment is needed. Coverage for major services typically ranges from 50 to 60 percent. This category includes more complex procedures that address severe damage or tooth loss.
During your consultation, we’ll help determine which restoration option best suits your oral health needs and lifestyle preferences.
Ameritas dental plans cover a broad range of dental services designed to maintain and restore your oral health. At Beechnut Dental Care, we provide the following comprehensive treatments that align with Ameritas coverage:
Our staff verifies your Ameritas coverage before recommending treatment and provides accurate cost estimates based on your plan details.
Selecting an in-network Ameritas provider offers major benefits for plan members. Our practice has agreed to accept Ameritas negotiated fees, which are typically lower than standard fees. This arrangement reduces your out-of-pocket costs and eliminates balance billing concerns.
Our administrative team handles all claims processing electronically and submits them directly to Ameritas after your visits. This streamlined approach reduces paperwork burden and accelerates reimbursement. For major procedures, we obtain pre-treatment authorization and provide detailed estimates so you understand your financial responsibility before treatment begins.
Beechnut Dental Care combines insurance accessibility with cutting-edge dental technology. Our CEREC system creates custom dental crowns in a single appointment, eliminating the need for temporary crowns and multiple visits. Ameritas patients benefit from this efficiency by completing restorative treatment quickly while their coverage is active.
Solea laser dentistry helps us perform many procedures without anesthesia or traditional drills. Patients experience less discomfort and faster healing. Our CBCT digital cone beam scanner provides three-dimensional imaging for precise diagnosis, particularly valuable for dental implant planning and oral surgery cases.
Understanding your plan details helps you get the most from your dental coverage each year. Ameritas plans typically include an annual maximum benefit, which is the most the plan pays for covered services in a calendar year. Maximums commonly range from $1,000 to $2,000, though your specific plan may differ. Unused benefits do not carry over to the next year.
Preventive visits use minimal benefits while providing essential protection for your oral health. Scheduling both covered cleanings and exams each year helps detect problems early when treatment is simpler and more affordable. Our team can help you plan treatment timing to maximize benefit utilization before your annual reset date.
If you need more extensive treatment, we can often develop phased treatment plans that spread procedures across two calendar years. This approach potentially allows access to benefits from both years for comprehensive care that exceeds a single maximum.
Dr. Mitch Dang leads our dedicated team with expertise and genuine care for every patient. A graduate of the University of Texas Health Science Center at Houston, Dr. Dang earned the distinguished Hanau Best of the Best Award of Excellence in Prosthodontics. His commitment to clinical excellence ensures Ameritas members receive restorative dentistry and cosmetic treatments that meet the highest standards.
Our practice simplifies the insurance process for Ameritas patients. We verify benefits, submit claims, and handle pre-authorization requirements so you can focus on your dental health. For patients whose treatment needs exceed insurance coverage, we offer Cherry financing to make comprehensive care accessible. Contact Beechnut Dental Care today to schedule your appointment and experience quality dentistry that works with your Ameritas coverage.
