Trying to understand dental insurance can feel like reading a foreign language, but understanding it and its importance is vital to protecting your oral health and your wallet. Routine cleanings, specialized treatments, and emergency care are more affordable and accessible with dental insurance, which covers a portion or the full cost of your dental care. With a better understanding of your insurance policy, you can make the best decisions for your smile and budget.

At Beechnut Dental Care, we know that navigating dental insurance can feel overwhelming, but we’re here to make it simple and stress-free. Dental insurance helps you access essential care without worrying about the cost. Our team works closely with you to understand your coverage and offers our own in-house insurance plan to ensure you get the most out of your benefits while receiving the exceptional care you deserve.

What Does Dental Insurance Typically Cover?

Dental treatment can be expensive, so having dental insurance helps you offset these costs and maintain your oral health. Understanding what your plan covers can help you use it more effectively. While every dental insurance plan is different, the services typically covered in most plans include the following:

• Preventive care: Most dental insurance covers the full cost of preventive dental care, including regular cleanings, exams, X-rays, and fluoride treatments. 
• Basic procedures: Many insurance plans cover a large portion of basic services, like fillings, root canals, simple tooth extractions, and periodontal care.
• Major procedures: Dental insurance plans commonly cover a portion of major dental procedures, such as crowns, bridges, and dentures. There may be a waiting period before you can receive benefits for certain dental treatments, including major services.
• Orthodontics: You may receive some coverage for orthodontic treatments, like braces, clear aligners, palate expanders, and retainers.

Dental plans often cover a wide range of services and treatments, but many don’t cover select and cosmetic procedures, like teeth whitening and veneers.  Many dental plans also have a maximum amount the insurance company will pay for dental services in a 12-month period. For example, if your maximum is $2,000, you are responsible for the cost of your dental care after your insurance company has paid $2,000.

Time limits between services may also impact your coverage, with many plans only covering one dental cleaning every six months or one set of X-rays every five years. Whether you have insurance through your employer, on your own, or through our in-house plan, we can help you determine the best way to maximize your coverage and minimize out-of-pocket costs.

Why Having Dental Insurance Matters

At Beechnut Dental Care, we don’t want finances to get in the way of your oral health and getting the care you need to maintain a strong, radiant smile. With dental insurance, you can get routine cleanings, basic and major procedures, orthodontics, and other necessary treatments without breaking the bank. Therefore, having dental coverage is essential following reasons:

Cost Savings

Dental procedures can be costly, making dental insurance a valuable asset in managing these expenses and maintaining your oral health. For example, the American Dental Association reports that the average cost of a porcelain crown is approximately $1,288, and a routine adult teeth cleaning averages around $99. Instead of paying out of pocket or putting off getting dental care, dental insurance covers some or all of your dental treatment’s cost, so you can get ahead of oral health problems at little to no cost.

Preventative Care Access

Early detection is essential for preventing long-term oral health issues that require lengthy and expensive treatment insurance only covers a portion of. With dental insurance, you can access covered preventative care to reduce your risk of these concerns.

Improved Overall Health

Oral health is strongly connected to your overall health. Untreated conditions, like cavities and gum disease, may increase your risk of heart disease and diabetes. Getting the dental treatment you need with the help of insurance coverage helps protect your oral and overall well-being.

Peace of Mind

With dental insurance covering some or all of your dental care, you can have peace of mind during routine visits and emergencies, knowing your care is covered and you won’t have to drain your bank account to restore and maintain your smile.

Get the Affordable, High-Quality Treatment You Deserve at Beechnut Dental Care 

At Beechnut Dental Care, we’re committed to making exceptional dental care accessible and stress-free for every patient. With our expertise and dedication to your well-being, we ensure you maximize your dental insurance benefits or take advantage of our in-house insurance plan for high-quality treatment at an affordable cost.

Your smile deserves the best care without financial barriers. Let us help you protect your oral health and achieve a radiant smile. Call us today at (713) 839-0900 or complete our contact form to schedule an appointment.